The Home Buying Process!

Home Buying Steps

1. Get Ready

Build credit and save for a down payment. Budget for closing costs and monthly expenses, get pre-approved to set your price range, and have an attorney review contracts.

2. Find Your Team

A real estate professional will be your guide. When you interview agents, discuss their buyer's representation contracts and make sure they understand your needs and expectations.

3. Discover Your Dream Home

Consider what matters most—schools, amenities, commute, or walkability—and factor in assessments, utilities, and taxes when budgeting your mortgage.

4. Secure Your Loan

Once you find a home, work with your lender to finalize financing, confirm clear title, and review all terms before closing.

5. Make Your Offer

Before making an offer, get a licensed inspection, secure title insurance, and review contracts carefully. Keep your credit stable, be ready to negotiate, and remember only one offer is accepted—so be prepared to move on if needed.

6. Close and Settle In

You’re almost a homeowner! Protect your investment with insurance, set up utilities, and plan your move. Keep documents safe, weatherproof your home, and enjoy settling in and meeting your new neighbors.

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